In a year they will be a perfect bank customer, but it’s most important to them to establish banking relationships now, when they value financial support the most. As tough as life has been for commercial banks in the past few years, there’s no rest for the weary because the competition for commercial loans is heating up again. How do you get a leg up? How do you get there first without booking a criticized loan, hoping all the prospects’ lofty promises come true?

You can hedge. We’ll help.

Prairie will do the startup financing until your prospect is bankable. We’ll participate if you want to lend some funds now. We’ll remove the guess work about the collateral. We’ll get you out if things don’t work as well as you had planned.

Prairie will finance the big run up in sales and profits and you’ll get the deposits. When the loan can be taken to the bank without being classified, it’s yours. You’re already there. Prairie has no contract length or monthly minimums. We create no barriers to our client’s being banked or enjoying their success. We’d like to manage their receivables forever, but that’s up to them. If you want to be there first with a better chance to be there forever, call us.

When dealing with problem accounts our factoring services can work wonders for lenders, either as a substitute lender or as a participant/manager. Or maybe a customer wants to take advantage of some new business opportunities that they need additional working capital support that just isn’t available by traditional means right now. We can help.

Prairie is expert in factoring and, by extension, valuing and managing accounts receivable. In our 16 years of business we’ve graduated over 65% of our clients to bank or self financing and helped dozens of banks and clients make the best of lousy situations.

If you’d like to know more or just talk about a situation, call us. We’ll help you see that the sky is just fine.